Below is a summary of your table of benefits!

26785-posb-htns-app-form-ajuly-2016-pweb

# Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, MasterCard® Contactless or card-not-present transactions.

Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process

refunds. DBS Debit Card Agreement applies. For a copy of the DBS Debit Card Agreement, please visit www.dbs.com.sg/tc

^ It is recommended that you set the magnetic stripe on your Card(s) to disallow overseas use when you are in Singapore because the risk of unauthorised transactions

occurring on the Card is higher when the magnetic stripe is enabled for overseas use, as the magnetic stripe data can be easily copied.

+ For Singaporeans and Singapore PRs only. Terms and conditions apply.

1 Minimum spend of S$400 via MasterCard® per calendar month is required to qualify for the cash rebate, no minimum spend is required for full time National Servicemen (NSF).

Not applicable to NETS purchases, phone, mail, AXS and SAM terminals/online/iBanking bill payments and fund transfer transactions. For full terms and conditions, please visit

www.posb.com.sg/hometeamns

2 Please allow a processing period of 7 working days from card issuance date.

3 Activate your CAPITASTAR privilege at www.capitastar.com.sg or CAPITASTAR Self-Service Kiosks at participating malls today.

For more information, visit www.posb.com.sg/hometeamns